Navigating the Costs of IVF Treatment: Tips and Financial Options

March 14 2024 2:43pm

pregnant woman holding a scan photo in front of her belly

Embarking on the journey of in vitro fertilisation, also known as IVF, can be both emotionally and financially challenging. While the prospect of starting or expanding your family is exciting, the costs associated with IVF can be a significant barrier for many couples. Continue reading as we explore various tips and financial options to help navigate the expenses of IVF treatment, making this transformative process more accessible for those on the path to parenthood.

Looking into the Costs:

IVF is a complex medical procedure that involves a series of steps, from ovarian stimulation and egg retrieval to fertilisation and embryo transfer. The costs of IVF can vary based on factors such as the clinic’s location and the expertise of the medical team. Before delving into financial options, it’s crucial to understand the components that contribute to the overall costs of IVF treatment and egg freezing.

Below you will find out more about the costs at Concept Fertility, but please note that not all clinics will offer the same prices. Our prices include various typical “extras” including a counselling session and monitoring throughout the cycle.

These prices are correct at the time of publishing this article but please check our pricelists to see up-to-date costs.

Treatment: IVF Cost
1 cycle of IVF £4,900

1 cycle of IVF with ICSI


3 cycles of IVF £11,800

3 cycles of IVF with ICSI




Treatment: Egg Freeze & Store Cost Total
1 cycle of Egg Freezing £4,300 £4,950
Cryogenic Storage for 2 years @ £325/year required £650
3 cycles of Egg Freezing £10,600 £11,250

Cryogenic Storage for 2 years @ £325/year required




Tips for Managing Costs:

  • Research Clinics: Investigate fertility clinics to find the one that best suits your needs and budget. Compare success rates, patient reviews, and overall reputation. Some clinics may offer more affordable packages or financing options.
  • Comparing Prices: When looking at how much a cycle of fertility treatment costs, you should consider various elements. First, ensure that the cost includes all of the components that you personally require, from blood tests and sedation fees, as well as things you might require, such as blastocyst culture and time-lapse embryology. Often, clinics don’t disclose the HFEA fee which is required to cover regulatory costs for each cycle of IVF and IUI. You should also find out if the clinic will advise you to pay for any add-ons, as many of these are expensive with unproven worth.
  • Insurance Coverage: If you have private health insurance, check with your provider to understand the extent of coverage for fertility treatments, including IVF. While not all insurance plans cover IVF, some may cover certain diagnostic tests or fertility medications, helping to alleviate some costs.
  • Fertility Medication: Fertility medications can constitute a significant portion of IVF expenses. However, you can plan ahead for this by checking the price of a standard amount of the stimulation medication (gonadotrophins), which usually come in units of 75iu. This can only be used as a rough guide as the amount of medication required may vary from patient to patient.


Embarking on the IVF journey requires careful consideration and planning, especially when it comes to managing the associated costs. While the financial aspects of IVF can be challenging, the reward of building a family often makes the investment worthwhile. Remember that each path to parenthood is unique, and finding the right balance between financial considerations and emotional well-being is crucial for a positive IVF experience. Feel free to contact us today for further information on our costs for treatments and make sure to view our current pricelists for up-to-date costs.



Summer Offer

A FREE Full Consultation (normally £180) with a Fertility Doctor when you book a diagnostic scan.

The consultation will take place immediately after your scan. It will explain your scan results, review your medical history, discuss your fertility plans, and agree a personalised plan of action if you want one.

Details of our scans can be found by following this link

Call our Patient Services Team on 020 33 88 3000

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